Navigating the world of finance

────── ● ──────

Where Capital

Meets Clarity

Navifin Capital - Investment Banking Advisory Firm

─────

Seasoned Professionals. Proven Results.

Navifin Capital is a specialist investment banking advisory firm and a real estate finance company focused on delivering innovative, practical, and impact-driven financial solutions.

Our team brings decades of hands-on experience in structuring complex mandates across diverse sectors and geographies — from working capital optimization to long-term project finance, trade finance, and strategic capital raising. Our trade finance consultants, trade credit services advisors help you arrange your finance easily and conveniently.

By establishing ourselves as a trade finance consultant, we establish deep relationships across global financial institutions, alternative capital providers, family offices, and fund houses our trade finance consultant, we work closely with clients to navigate financial challenges, unlock growth opportunities, and enable sustainable development.

At Navifin Capital, as an investment banking advisory firm, our goal is simple: to empower businesses with the right financial architecture — built for resilience, scale, and long-term value.

The Albatross Story

Inspired by the albatross. Built to navigate complexity with clarity and distance.

The albatross — a bird known for its remarkable endurance, grace in navigation, and unmatched ability to travel vast distances across the world’s most unpredictable environments.

That's how we approach finance.

Just as the albatross glides effortlessly over open seas, navigating storms and calm alike, Navifin helps clients navigate the complexities of global finance — from cross-border capital structuring to long-term project financing.

The bird’s expansive wingspan reflects our reach across markets and our ability to see the bigger picture, while its sharp instincts mirror our approach: strategic, adaptive, and deeply attuned to the winds of change.

For our clients, the albatross isn’t just a bird — it’s a promise.
Of guidance. Of balance. Of bold, forward movement — even through uncharted territory.

Core Values

The principles that guide every decision, every relationship, and every solution we create.

Entrepreneurial Thinking

We approach every opportunity with a business-owner mindset — agile, resourceful, and focused on value creation, which makes us a real estate finance company in Dubai.

───

Impact-Driven

We are committed to solutions that go beyond returns — enabling economic, environmental, and social progress through finance.

───

Strategic Precision

We believe in sharp, tailored execution. Our advice is rooted in insight, foresight, and practical know-how.

───

Integrity

We uphold transparency, discretion, and accountability in every engagement — earning trust, not assuming it.

───

Collaboration

We work closely with clients, partners, and institutions — leveraging collective intelligence to unlock smarter outcomes.

───

Resilience & Agility

We adapt fast, think ahead, and thrive in complexity — turning constraints into opportunities.

───

Values in Action

These aren’t just words on a page. They’re the foundation of how we build lasting partnerships and deliver exceptional results for our clients across the globe.

Our Services

Comprehensive financial solutions tailored to your unique challenges and opportunities.
Impact Finance for Capital-Intensive Projects

Debt Advisory

We structure and secure tailored debt solutions across working capital, project finance, and structured trade finance. Backed by global lender access and deep structuring expertise, we deliver capital aligned with your goals.

— Corporate Finance services

Private Equity Advisory

We connect growth-focused businesses with the right capital partners. From valuation to positioning to negotiation, we manage the process end-to-end to secure strategic equity that drives long-term value.

Feasibility Study & Business Plan

Ancillary Advisory Services

Our feasibility studies, business plans, valuations, and financial due diligence help lay the foundation for sound decision-making. These services complement our transaction advisory, ensuring you’re always backed by strategic clarity.

— Corporate Finance services

SME Finance

We structure fast, flexible funding solutions tailored to small and medium businesses in UAE. From cash flow support to asset-backed capital, we align financing with your sector, scale, and cycle.

Our Network Across The Globe

 

250+

Commercial Banks

100+

Private Equity Funds

100+

Debt & Sectoral Funds

75+

Development Finance Service

15+

Multilateral Agencies

200+

Alternative Financing International Funds

Our team has successfully structured and executed financing solutions across diverse sectors and geographies.

Ready to Join Our Success Stories?

Every successful mandate starts with understanding your unique needs and crafting the perfect financial solution.

Leadership

Nisarg Dugad

Founder & CEO
Nisarg is a visionary leader and entrepreneur having ideated, built and led multiple successful business ventures. ...
As a seasoned finance professional with experience in the industry for over 23 years, Nisarg’s core skills in Advisory are raising debt, capital, restructuring and M&A transactions. Nisarg’s vision for creating Navifin Capital was to ensure that no business should compromise on growth due to lack of capital. As the Founder and CEO of Navifin Capital, he is responsible for setting strategic goals and purposefully guiding business operations to drive business growth. Translating his understanding of the market and channeling his entrepreneurial spirit, has been truly instrumental in creating a niche name in the investment banking practice. Nisarg has adeptly spearheaded multiple complex debt and equity transactions across emerging and frontier markets. Having extensively travelled across these markets and major global financial centres, Nisarg has developed strong networks with individuals and institutions including Financial Institutions, Fund Houses, Developmental Financial Institutions, Multilateral Agencies and family offices. Utilizing these relationships across borders Nisarg has over the years successfully assisted his clients with their capital raising needs. Channeling a passion for various aspects in this industry, Nisarg has been a Speaker at various forums on subjects of Project Finance, Trade Finance, Venture Capital, Leadership Lessons, Doing Business in GCC and Africa etc. and addressed conferences and seminars in UAE, India, Bangladesh, Sri Lanka, Oman, Bahrain etc. He has been invited as a guest lecturer at several Universities too, to plant the seed of thought in the minds of the young leaders of tomorrow. Nisarg is keenly interested in social service initiatives and participates regularly in various events for social causes in UAE and India. Nisarg also holds an Honorary position on the Strategic Advisory Board of the Department of Finance, College of Business Administration in Ajman University, UAE. Committed to delivering growth to business, Nisarg follows an “Open Door” policy, wherein anyone and everyone is welcome to a colloquy with him.
Read More

───

Ramesh Madhyastha

Director
Ramesh Madhyastha is a senior banking professional with over 30 years of experience across corporate finance, credit analysis, ...
and strategic operations in the UAE. He has held key leadership roles at Emirates Islamic Bank and Emirates NBD, including Vice President in the CEO’s Office, where he advised on strategy, governance, and performance. His experience spans working with senior regulators, structuring complex financing transactions, and driving large-scale transformation programs. At Navifin, he supports strategic mandates and brings valuable insight across banking, credit, and market trends to help deliver commercially grounded, client-focused outcomes.
Read More

───

Yousuf Khoori

Advisor
With over four decades of leadership across the UAE’s banking and financial services landscape, ...
Yousuf Al Khoori brings experience and a long-standing track record in corporate banking, financial advisory, and strategic operations. A seasoned professional with an extensive career at Emirates NBD, Gulf Express Exchange, and leading corporates like Bayara and Sprungli, Yousuf has been instrumental in managing high-stakes portfolios, driving operational growth, and building trusted relationships across the region.
Read More

───

Management & Execution Team

Kamal Zulfikar Ali

Associate Director
CA Kamal Zulfikar Ali is a seasoned finance and accounting professional with over 32 years of experience, ...
including 18 years in the banking sector in the UAE. Throughout his career, he has accumulated diverse industry exposure, successfully closing deals across industries such as commodity trading, manufacturing, real estate, etc. He has facilitated big-ticket sized transactions for notable corporates across UAE, meeting their working capital and project finance needs. His expertise encompasses financial, credit and M&A analysis, making him a valuable asset for Nimai. With a proven track record in managing corporate banking units and overseeing credit portfolios as the Head of Commercial Banking Unit in Ajman Bank and his other roles played at Dubai Islamic Bank, Abu Dhabi Islamic Bank and ING Karur Vysya Bank, Mr. Zulfikar brings a wealth of knowledge and insight to the table.
Read More

───

Neeraj Surana

Associate Director – Corporate & SME Finance
Neeraj Surana brings over eleven years of experience in investment banking and corporate finance, ...
with expertise spanning fund raising, debt syndication and restructuring. He has worked across both institutional and SME segments, developing financing solutions tailored to evolving business needs. Prior to Navifin, Neeraj was leading the SME Finance Desk at Nimai and led multiples transactions in past 11 years, Neeraj has also previously worked with RAK Bank and Bajaj Allianz. His strengths lie in end-to-end deal execution, client and lender engagement, and developing innovative financing strategies for corporates and SMEs.
Read More

───

Tanya Lalwani

Manager – Corporate Finance
Trained in financial reporting, performance management, and strategic business leadership, ...
Tanya brings cross-border finance expertise shaped by over five years at Nimai. She began her journey advising banks and financial institutions across emerging and frontier markets, helping structure and raise capital tailored to their evolving needs. Over time, she transitioned into leading corporate and project finance mandates across Africa and the UAE, spanning sectors such as renewable energy, healthcare, and manufacturing. Her approach blends analytical depth with commercial insight, enabling her to structure effective, scalable solutions for clients.
Read More

───

Iqra Shaikh

Manager – Corporate Finance
With a background in internal audit and financial research, Iqra brings a strong foundation to her role in strategy and corporate finance. ...
She has successfully lead and executed high-impact mandates across the MENA region. At Nimai Management Consultants, she led business strategy and corporate finance projects, from market analysis to stakeholder engagement and deal execution. Her strengths lie in strategic planning, financial structuring, and building strategic partnerships, all underpinned by a data-driven and client-centric approach.
Read More

───

Steve Varghese

Manager – Corporate finance
Steve is a finance professional with over five years of experience in debt and equity advisory across the GCC ...
Asia, and Africa. He honed his expertise at Nimai, where he structured complex cross-border transactions, including multi-million dirham deals for corporates, family offices, and institutional investors. His work spanned diverse sectors, providing solutions in working capital, acquisition financing, and equity placements. At Navifin Capital, Steve leverages this rich experience, industry relationships, and strong analytical skills to craft bespoke funding strategies and deliver measurable results for clients.
Read More

───

Romil Agrawal

Manager – Corporate finance
Romil is a Chartered Accountant with over 9 years of experience in investment banking and corporate finance. ...
He has advised clients across sectors including packaging, hospitality, and healthcare, with a strong focus on mergers & acquisitions, private equity fundraising, and cross-border transactions. He has previously worked with Nimai Management Consultants, where he led and executed multiple deals across India, Bangladesh, and the UAE, helping clients raise growth capital and execute strategic M&A transactions. His ability to navigate complex deal structures and align stakeholder interests has earned him the trust of clients across emerging markets.
Read More

───

Collective Excellence

Our diverse team brings together ex-bankers, chartered accountants, and investment banking professionals. We thrive on collaboration, learning, and shared purpose — creating an environment where innovation meets execution.

Client Testimonials

Hear from our clients about their experience working with the team across diverse sectors and geographies.

Careers

Have you found your place in the Corporate World?

A catalyst for young minds to develop and participate in their first real-world office experience. From focused research work to relationship-building in the corporate world, we give you exposure and the space to learn on-the-job.

Internship Opportunities

Hands-on experience in investment banking, research, and client relationship management.

───

Management Trainee Program

A comprehensive program for fresh graduates to develop real-world finance and advisory skills.

───

Experienced Professionals

Join our team of seasoned experts in structuring, advisory, and client management roles.

───

Ready to Make It Happen?

Join our team and be part of a dynamic environment where your growth and success are our priority. We’re looking for curious minds who want to make a real impact in the world of finance.

We give you exposure and the space to learn on-the-job through focused research work and corporate relationship-building.

Feel Free to Connect with Us

Ready to navigate your financial challenges? Get in touch for a confidential consultation.

Confidential Consultation

    Office

    Navifin Capital Management Consultancy LLC, Al Wasl Building, Sh. Rashid Road, Oud Metha, Dubai, UAE

    WhatsApp

    Quick Response